Citizens, Inc. (CIA): Valuation

TTM figures as of June 30, 2026

Citizens, Inc. trades at 15.6 times trailing earnings and a 8.26% free-cash-flow yield. The Financial Services median P/E is 14.5.

Earnings yield 6.40%.

Sector comparison uses 3659 Financial Services names.

Frequently asked questions

Is CIA cheap versus its own history?

Citizens, Inc. trades at 15.6 times trailing earnings and a 8.26% free-cash-flow yield. The Financial Services median P/E is 14.5.

What is CIA's free-cash-flow yield?

Citizens, Inc. currently yields 8.26% of market cap as trailing free cash flow.

Where do these valuation figures come from?

Yields and quality metrics are computed from the same SEC TTM figures as the financials page, against the live market cap. Historical bands reconstruct month-end market cap from split-adjusted closes and the share count in the units it was filed, then divide by those dollar totals. Nothing here is a third-party estimate.

Source: SEC filings for the fundamentals; split-adjusted Yahoo closes and recorded stock splits for historical market cap.

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