Live Oak Bancshares, Inc. (LOB): Valuation

TTM figures as of June 30, 2026

Live Oak Bancshares, Inc. trades at 13.0 times trailing earnings and a 13.07% free-cash-flow yield. On P/E that is higher than 20% of its own month-end history back to 2015. The Financial Services median P/E is 14.5.

Earnings yield 7.68%. Shareholder yield 0.30%.

134 month-end valuation observations are on file, starting July 2015.

Sector comparison uses 3659 Financial Services names.

Frequently asked questions

Is LOB cheap versus its own history?

Live Oak Bancshares, Inc. trades at 13.0 times trailing earnings and a 13.07% free-cash-flow yield. On P/E that is higher than 20% of its own month-end history back to 2015. The Financial Services median P/E is 14.5.

What is LOB's free-cash-flow yield?

Live Oak Bancshares, Inc. currently yields 13.07% of market cap as trailing free cash flow.

Where do these valuation figures come from?

Yields and quality metrics are computed from the same SEC TTM figures as the financials page, against the live market cap. Historical bands reconstruct month-end market cap from split-adjusted closes and the share count in the units it was filed, then divide by those dollar totals. Nothing here is a third-party estimate.

Source: SEC filings for the fundamentals; split-adjusted Yahoo closes and recorded stock splits for historical market cap.

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