Upstart Holdings, Inc. (UPST): Valuation
TTM figures as of June 30, 2026
Upstart Holdings, Inc. trades at 40.6 times trailing earnings and a -11.80% free-cash-flow yield. On P/E that is higher than 14% of its own month-end history back to 2020. The Financial Services median P/E is 14.5.
Earnings yield 2.46%. Shareholder yield 4.09%.
69 month-end valuation observations are on file, starting December 2020.
Sector comparison uses 3659 Financial Services names.
Frequently asked questions
Is UPST cheap versus its own history?
Upstart Holdings, Inc. trades at 40.6 times trailing earnings and a -11.80% free-cash-flow yield. On P/E that is higher than 14% of its own month-end history back to 2020. The Financial Services median P/E is 14.5.
What is UPST's free-cash-flow yield?
Upstart Holdings, Inc. currently yields -11.80% of market cap as trailing free cash flow.
Where do these valuation figures come from?
Yields and quality metrics are computed from the same SEC TTM figures as the financials page, against the live market cap. Historical bands reconstruct month-end market cap from split-adjusted closes and the share count in the units it was filed, then divide by those dollar totals. Nothing here is a third-party estimate.